🧾 CompNavigator Tax Calculator
Calculate your tax liability in the US or India — instantly and accurately
💰 US Tax Calculator — 2025
📋 US Tax Breakdown
🧾 About This Tax Calculator — US & India
CompNavigator’s tax calculator lets you instantly switch between US (2025 federal + state) and India (FY 2025-26, New & Old Regime) tax calculations. Whether you’re a software engineer comparing offers across countries, or an NRI evaluating tax implications, this free tool gives you a full picture of your actual take-home pay.
🆕 India New Tax Regime — FY 2025-26 Slabs
| Income Range | Rate |
|---|---|
| Up to ₹4,00,000 | 0% |
| ₹4L – ₹8L | 5% |
| ₹8L – ₹12L | 10% |
| ₹12L – ₹16L | 15% |
| ₹16L – ₹20L | 20% |
| ₹20L – ₹24L | 25% |
| Above ₹24L | 30% |
+ 4% H&E Cess. 87A rebate ₹60,000 (income ≤ ₹12L). Std deduction ₹75,000 (salaried).
🇺🇸 US Federal Tax Brackets — 2025
| Income (Single) | Rate |
|---|---|
| Up to $11,925 | 10% |
| $11,925 – $48,475 | 12% |
| $48,475 – $103,350 | 22% |
| $103,350 – $197,300 | 24% |
| $197,300 – $250,525 | 32% |
| $250,525 – $626,350 | 35% |
| Above $626,350 | 37% |
+ FICA: 6.2% SS (up to $176,100) + 1.45% Medicare. Standard deduction 2025: $15,000 (single).
📊 US vs India Tax — Key Differences
The US and India tax systems work very differently. In the US, tax is calculated on your gross income minus the standard deduction ($15,000 for single filers in 2025), and FICA taxes (Social Security + Medicare) apply separately on top of income tax. In India, you choose between the New Regime (simpler, lower rates, fewer deductions) and the Old Regime (more deductions but higher rates at lower slabs). India’s 4% Health & Education Cess applies on top of income tax, while surcharge applies for incomes above ₹50 lakh.
💡 Key Tax Tips for 2025
- India New Regime: Income up to ₹12.75 lakh is tax-free for salaried employees (₹12L rebate + ₹75K std. deduction)
- India 80CCD(2): Employer NPS contribution is deductible even under the New Regime — up to 14% (govt.) or 10% (private) of Basic+DA
- US 401(k): Contributing to a pre-tax 401(k) reduces your federal and state taxable income by the full contribution amount
- US HSA: Health Savings Account contributions are triple tax-advantaged — pre-tax, tax-free growth, and tax-free withdrawals for medical expenses
- LTCG India: Equity LTCG above ₹1.25 lakh is taxed at 12.5%. Gains below ₹1.25 lakh are completely exempt
- FICA cap: Social Security tax (6.2%) only applies up to $176,100 of wages in 2025