CompNavigator

Navigate Your Career

💼 CompNavigator Salary Calculator

Make informed career decisions with comprehensive compensation analysis

🇺🇸 Showing US salary data — federal & state tax, 401(k), equity (RSU/options), and US city cost of living
ℹ️
Compare multiple job offers side-by-side. Enter all compensation components to see which offer provides the best total value. Add up to 5 offers.

Offer 1

$
$
$
$
$

Offer 2

$
$
$
$
$
ℹ️
Adjust salary for cost of living differences between US cities.

🌍 US Cost of Living Comparison

$
ℹ️
Calculate the potential value of your equity compensation. Estimate future value based on company growth projections and vesting schedules. Works for both USD and INR.

📈 Equity / ESOP Valuation Calculator

$
$
⚠️
US tax estimates are approximate. Actual taxes vary by filing status, deductions, and other factors.

💰 US Take-Home Pay Calculator

$
$

💼 About This Salary Calculator — US & India

CompNavigator’s salary calculator is the only tool that lets you seamlessly switch between US (USD) and India (INR) compensation analysis. Whether you’re a software engineer comparing offers at FAANG companies in the US, or an IT professional weighing CTC packages in Bengaluru and Hyderabad, this free tool gives you a complete picture of your total compensation.

🇺🇸 For US Professionals

  • Job Offer Comparison: Compare up to 5 offers with base salary, bonus, equity, 401(k), and benefits side by side
  • Cost of Living: See what your San Francisco salary is worth in Austin or Seattle
  • Equity Calculator: RSU and stock option valuation with vesting schedules and growth scenarios
  • Take-Home Pay: Federal tax + state tax + FICA deductions for all major states

🇮🇳 For Indian Professionals

  • CTC Comparison: Compare CTC offers with variable pay, ESOPs, PF, and perks
  • City Cost of Living: Mumbai vs Hyderabad vs Bengaluru salary equivalence
  • In-Hand Calculator: Exact monthly in-hand salary from your CTC (New & Old Regime)
  • ESOP Valuation: Project the value of your Indian startup or listed company ESOPs

📊 How to Compare Job Offers Effectively

Many professionals make the mistake of comparing only base salaries. The true value of a job offer includes: base salary, performance bonus, equity (RSUs/ESOPs), retirement benefits (401k match / EPF), health insurance value, and other perks like learning budgets and remote work flexibility. Our offer comparison tool calculates a single “Total Compensation” number that accounts for all of these — so you can make a genuinely informed decision.

🏙️ Why Cost of Living Matters for Salary Decisions

A ₹30 LPA offer in Mumbai is not equivalent to ₹30 LPA in Hyderabad — just as a $150K offer in San Francisco is not equal to $150K in Austin, TX. Cost of living differences, particularly housing costs, can represent a 30–80% difference in actual purchasing power. Always adjust your salary comparison for city cost of living before accepting an offer.

📈 Understanding Equity Compensation

For US tech professionals, equity (RSUs or stock options) can often represent 30–60% of total compensation at large tech companies. For Indian IT professionals, ESOPs at startups or listed companies are increasingly common. Our equity calculator shows you the projected value of your grant at different growth rates, helping you understand the risk and potential upside.

Salary Calculator IndiaUS Take-Home PayCTC to In-Hand CalculatorJob Offer ComparisonRSU CalculatorESOP ValuationCost of Living India401k CalculatorMumbai vs Bangalore SalarySF vs Austin Cost of LivingTotal Compensation CalculatorFederal Tax Calculator 2025New Regime In-Hand SalaryEquity Vesting Schedule

❓ Frequently Asked Questions

What is the difference between CTC and in-hand salary in India? +
CTC (Cost to Company) is the total amount a company spends on an employee annually. In-hand (or take-home) salary is what you actually receive in your bank account after deductions: employee PF (12% of basic), professional tax, income tax (TDS), and any other deductions. Typically, in-hand salary is 70–80% of CTC depending on the structure and tax liability.
How is total compensation calculated for US tech jobs? +
Total Compensation (TC) in US tech = Base Salary + Annual Bonus + Annual Equity Value (total RSU/option grant ÷ vesting years) + 401(k) match + health insurance value + other perks. For Year 1, you also add any sign-on bonus. Sites like Levels.fyi report TC this way, and our calculator uses the same methodology.
How does the India cost of living comparison work? +
We use relative cost of living indices for Indian cities based on housing, food, transportation, and lifestyle costs. Mumbai and Delhi NCR are the most expensive, followed by Bengaluru, Pune, and Chennai. Tier-2 cities like Ahmedabad and Kolkata are significantly cheaper. The tool adjusts your salary to show what equivalent purchasing power looks like in your target city.
Is this calculator accurate for all US states? +
Our US take-home calculator covers the major states including California, New York, Texas, Washington, Florida, Massachusetts, Illinois, Colorado, and Oregon. Federal tax brackets use 2025 rates. State taxes are approximations — actual state tax may vary depending on local taxes, deductions, and specific state rules. Always verify with a tax professional for major financial decisions.